Free Consultation

Most of us would benefit from undertaking some kind of mortgage and insurance review and undertaking planning of some sort but it’s an exercise too many of us put off and don’t get around to doing. It’s difficult to put together a financial plan moving forward if you don’t have the confidence of knowing you have the best mortgage deal for your circumstances and are adequately insured.

Mortgage & Insurance Health Check

Bold Spirit Financial Services can help you to look at your existing mortgages and insurances, look at how much you are paying and assess how well they suit your needs, effectively a mortgage and insurance health check.

Your Circumstances

For insurances one of the first questions we will ask you is what your financial commitments are to make sure that you and your family are adequately covered. With your mortage it may be a relatively simple case of finding the best product that suits your needs. Some people simply need a capital repayment mortgage at the best rate available while others will be looking at equity release, flexible drawdowns, or Buy-to-Let.

Getting There

Finally we will help you to put together a mortgage and insurance plan to meet your goals taking into account your age and lifestyle. We will take the time to go through each option in detail to make sure that you are fully aware of the limitations of the product you are taking out and to ensure that it meets your needs effectively.

In general Buy-to-Let Mortgages are not regulated by the Financial Services Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.