Mortgages

The Bold Spirit Financial Services property finance service is a bespoke process that starts and ends with the client. We aim to fully understand your needs, however simple or complicated they may be, and to help you find a finance solution to put you in control and allow you to achieve what you have set out to do. We work on your behalf searching the whole of the marketplace to secure the product that best suits your needs.

Knowledge

We have specialist knowledge across many areas of the market and offer a broad range of products, including Residential Mortgage and Re-Mortgage and Buy-to-Let finance. We can also refer you to specialist suppliers of Commercial Lending and Overseas Mortgages. The range of available products is constantly changing making it impossible to publish the details on this website but please give us a call and we will do our best to help.

Our advisers will undertake a relaxed complementary consultation, via telephone, email or face-to -face, including insurance appraisal for your building, contents, life and income protection if required. This meeting should prove useful for both parties in rationalising your needs and finding a finance solution.

We will prepare your application, collate the necessary information and package everything together for submission to the lender. Having done this we will follow the process through to completion and liaise with underwriters and solicitors on your behalf.

Whether you are an investor or purchasing to live, it is important to review your borrowing on a regular basis. Our service includes ongoing analysis of the market and advice on switching products where appropriate.

Your home may be repossessed if you do not keep up repayments on your mortgage.
Commercial lending, Overseas Mortgages and in general Buy-to-Let mortgages are not regulated by the Financial Services Authority.